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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.85*/4.55 7.49 5.54 5.39 4.64 4.64 4.54
Alterna Bank 4.600 6.790 5.890 6.140 4.790 5.290 4.490
Alterna Savings 4.600 6.790 5.890 6.140 4.790 5.290 4.490
Bank of Montreal (BMO) 5.450 7.840 7.340 6.990 6.540 6.340 6.490
Bank of Nova Scotia
 5.900 7.850 7.290 6.890 6.540 6.340 6.490
CIBC Mortgages 5.450 8.050 6.840 6.590 6.990 6.540 6.840
Canadian Western Bank 4.950 7.850 6.190 5.590 4.840 4.740 4.690
Canadian Western Trust 4.950 7.850 6.190 5.590 4.840 4.740 4.690
Comtech Fire CU - 7.290 6.440 6.390 4.690 6.290 4.590
Desjardins - Caisses 5.450 7.990 6.990 6.690 6.390 6.290 6.390
Effort Trust - 5.700 5.700 5.400 5.300 5.200 5.200
First National Financial LP 5.450 - 6.630 5.920 5.040 4.990 4.990
FirstOntario Credit Union 5.600 7.590 6.040 5.540 4.940 4.990 4.790
Home Trust 4.550 - 7.350 5.920 4.940 5.670 4.540
IC Savings - 6.750 6.290 5.590 4.790 4.640 4.640
Kindred Credit Union 5.450 - 6.050 5.800 5.600 5.600 5.600
Laurentian Bank Canada 6.450 7.840 7.240 6.840 6.400 6.340 6.390
Libro Credit Union - 7.750 5.540 5.290 5.090 5.090 5.090
Luminus Financial - - 6.990 6.790 4.890 6.490 4.990
Manulife Bank 5.450 7.990 7.140 6.590 5.290 5.390 5.090
Manulife Trust - 7.990 7.140 6.590 5.290 5.390 5.090
Meridian Credit Union 4.940 7.840 7.740 7.340 4.690 6.740 4.640
National Bank 5.450 7.840 7.240 6.840 6.490 6.340 6.390
Parama Credit Union 5.450 - 5.790 5.590 5.190 4.990 4.890
Peace Hills Trust - 7.740 6.890 6.590 5.440 5.390 5.240
Royal Bank of Canada (RBC) 5.450 6.990 6.990 6.590 6.400 6.240 6.390
Steinbach Credit Union - - 5.150 4.950 4.650 4.450 4.350
TD CanadaTrust 5.600 7.840 7.740 7.340 6.940 6.740 6.790
Tangerine 4.900 - 6.540 5.640 4.690 4.740 4.790
Last Updated
Thursday, December 26, 2024
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