Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed
Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.
Note: Some rates may not be available in certain areas. Call 1-888-818-4262 for details.
Financial Institution |
Mortgage Term |
| Variable |
6 Mth |
1 Year |
2 Year |
3 Year |
4 Year |
5 Year |
| CanEquity Mortgage |
2.10*/2.10 |
4.00 |
2.60 |
3.25 |
3.49 |
3.89 |
3.74 |
| AGF Trust |
- |
4.65 |
2.85 |
3.35 |
3.75 |
3.89 |
3.69 |
| ATB Financial |
2.35 |
4.55 |
3.30 |
3.55 |
4.10 |
5.04 |
3.99 |
| Alterna Bank |
2.24 |
4.40 |
2.90 |
3.30 |
3.60 |
3.89 |
3.95 |
| Alterna Savings |
2.24 |
4.40 |
2.90 |
3.30 |
3.60 |
3.89 |
3.95 |
| Bank of Montreal (BMO) |
2.65 |
4.55 |
3.30 |
3.55 |
4.10 |
5.04 |
5.39 |
Bank of Nova Scotia |
2.60 |
4.65 |
4.30 |
3.95 |
4.40 |
5.04 |
5.39 |
| Bridgewater Bank |
- |
- |
5.99 |
5.75 |
3.59 |
- |
3.99 |
| CIBC Mortgages |
2.60 |
4.55 |
3.30 |
3.55 |
4.20 |
5.04 |
5.39 |
| Caisses Desjardins |
- |
3.75 |
3.50 |
3.75 |
4.20 |
5.04 |
5.39 |
| Canadian Western Bank |
2.75 |
4.55 |
3.30 |
3.55 |
4.20 |
5.04 |
5.39 |
| Canadian Western Trust |
2.75 |
4.55 |
3.30 |
3.55 |
4.20 |
5.04 |
5.39 |
| Comtech Credit Union |
- |
6.60 |
2.89 |
3.99 |
3.99 |
4.09 |
4.09 |
| Concentra Financial |
- |
4.55 |
3.30 |
3.55 |
4.10 |
5.04 |
5.39 |
| DUCA Financial Services |
2.15 |
4.40 |
2.80 |
3.45 |
3.75 |
3.85 |
3.85 |
| Effort Trust |
- |
3.60 |
3.30 |
3.55 |
4.20 |
5.00 |
5.35 |
| Equitable Trust |
- |
- |
3.30 |
3.55 |
4.20 |
5.04 |
5.39 |
| First Calgary Savings |
- |
4.55 |
2.99 |
3.55 |
3.75 |
3.75 |
3.99 |
| First National Financial LP |
2.10 |
4.45 |
2.60 |
3.25 |
3.70 |
3.89 |
3.89 |
| FirstLine Mortgages |
2.45 |
4.75 |
3.20 |
3.55 |
3.95 |
4.19 |
4.29 |
| FirstOntario Credit Union |
2.45 |
4.40 |
2.90 |
3.50 |
3.75 |
3.95 |
4.00 |
| HSBC Bank Canada |
2.75 |
4.55 |
3.40 |
3.75 |
4.40 |
5.24 |
5.59 |
| Home Trust Company |
- |
- |
2.60 |
- |
3.45 |
- |
3.99 |
| ICICI Bank Canada |
2.15 |
- |
3.05 |
3.55 |
3.89 |
4.10 |
4.14 |
| ING Direct |
2.10 |
- |
2.80 |
3.45 |
3.79 |
3.99 |
3.89 |
| Investors Group Trust |
2.35 |
4.55 |
3.30 |
3.55 |
4.20 |
5.04 |
5.39 |
| Key Savings & CU |
- |
5.05 |
2.99 |
3.59 |
3.99 |
4.29 |
4.59 |
| Laurentian Bank Canada |
2.60 |
3.95 |
3.30 |
3.55 |
4.10 |
5.04 |
5.39 |
| League Savings & Mortgage |
- |
4.55 |
3.30 |
3.55 |
4.20 |
5.04 |
5.39 |
| Libro Financial Group |
- |
4.20 |
3.25 |
3.50 |
4.10 |
4.65 |
4.80 |
| London Life |
2.35 |
4.55 |
3.30 |
3.55 |
4.20 |
5.04 |
5.39 |
| Macquarie Financial Ltd. |
2.55 |
- |
3.09 |
- |
3.59 |
- |
3.99 |
| Manulife Bank |
- |
4.40 |
2.75 |
3.25 |
3.50 |
3.75 |
3.85 |
| Meridian Credit Union |
2.15 |
4.55 |
3.30 |
3.55 |
4.10 |
3.55 |
3.58 |
| National Bank |
2.75 |
4.50 |
3.30 |
3.55 |
4.10 |
5.04 |
5.39 |
| Ontario Civil Service CU |
- |
6.00 |
2.50 |
4.00 |
3.79 |
4.24 |
4.09 |
| PACE Savings & CU |
- |
4.55 |
3.30 |
3.55 |
4.10 |
5.04 |
5.39 |
| Parama Credit Union |
2.50 |
- |
2.95 |
3.45 |
3.90 |
4.50 |
4.80 |
| Peace Hills Trust |
- |
6.00 |
4.00 |
4.00 |
4.40 |
5.24 |
5.50 |
President's Choice Financial |
2.25 |
6.04 |
2.90 |
3.35 |
3.70 |
3.89 |
3.94 |
| ResMor Trust |
- |
- |
3.64 |
- |
3.75 |
- |
3.95 |
| Royal Bank of Canada (RBC) |
2.65 |
4.55 |
3.30 |
3.55 |
4.10 |
5.04 |
5.39 |
| Servus Credit Union |
- |
4.55 |
3.30 |
3.55 |
4.10 |
5.04 |
5.39 |
| So-Use Credit Union |
- |
6.30 |
2.75 |
3.85 |
4.00 |
4.50 |
4.60 |
| Steinbach Credit Union |
- |
- |
3.20 |
3.40 |
3.60 |
3.70 |
3.80 |
| TD CanadaTrust |
2.60 |
4.45 |
3.50 |
3.90 |
4.45 |
5.04 |
5.39 |
| Ukrainian Credit Union |
- |
4.25 |
2.54 |
3.65 |
3.99 |
4.49 |
4.39 |
| Virtual One Credit Union |
- |
- |
2.80 |
3.45 |
3.75 |
3.85 |
3.85 |
| Windsor Family CU |
- |
4.55 |
3.30 |
3.65 |
4.20 |
5.25 |
5.59 |
| Your Credit Union |
3.50 |
- |
3.50 |
3.70 |
4.20 |
3.89 |
3.99 |
| Your Neighbourhood CU |
- |
- |
3.20 |
3.50 |
4.10 |
4.80 |
4.90 |
|